St. Catharines, ON L2R 3Y3,103 Vine ST
St. Catharines, ON L2R 3Y3,103 Vine ST
St. Catharines, ON L2R 3Y3,103 Vine ST
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$549,900
Est. payment /mo
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5 Beds
2 Baths
New

103 Vine ST St. Catharines, ON L2R 3Y3

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Key Details

Property Type Multi-Family

Sub Type Semi-Detached

Listing Status Active

Purchase Type For Sale

Approx. Sqft 700-1100

Subdivision 450 - E. Chester

MLS Listing ID X12539150

Style Bungalow-Raised

Bedrooms 5

Annual Tax Amount $3,248

Tax Year 2025

Property Sub-Type Semi-Detached

Property Description

GOLDEN OPPORTUNITY! Well maintained beautifully updated move in condition smoke/pet free Semi-Detached Raised bungalow duplex on a corner lot with 1.5 detached garage and 3off street parking. 1Km (.6 mile) to QEW highway. Upper level offers a nicely laid out spacious 3 bedroom. Updated kitchen complete with stylish back-splash, stainless steel appliances, and ample cupboard space. Fully finished lower level with separate entrance also offers spacious 2 bedroom with 8 foot high ceiling and large windows. The lower-level laundry area is conveniently designed to be shared between both levels. Outside, enjoy a fully fenced backyard with a garden shed and plenty of room for outdoor activities. Property built in 1994 boasts 125 amp breaker panel in the house and 60 amp breaker in garage. All new and newer appliances. Upgrades include: vinyl plank flooring throughout(2021), central AC(2023), modern walk-in shower(2024), fresh paint, new countertop sink faucet(2025). Perfect multi generational family or owner to live in the upper unit and rent the 2 bedroom. Here are very close approximation scenarios: Purchase price: $549,000, Mortgage amount $495,000 (10% down). Monthly mortgage payments based on 25 year amortization, 5 year fixed or variable: $2,600Rental income for 2 bedroom and garage: $2400. You will be living in the upper level 3 bedroom while owning the property for mere $200 a month! Should you choose to live in the 2 bedroom and instead rent the 3 bedroom you will actually make $400 a month! Property was rented from 2020 through Sept 2025. Upper floor currently vacant (rented for$2,400 plus hydro). Basement also currently vacant(rented for $1,835 plus hydro). Garage has been rented for the past 5 years and the current tenant, a hobby woodworker, pays $600 a month since July 2024. Garage tenant is willing to stay but if desired will move out with a 60 day notice. Private buyers are welcome!

Location

Province ON

County Niagara

Community 450 - E. Chester

Area Niagara

Rooms

Family Room Yes

Basement Finished with Walk-Out, Separate Entrance

Kitchen 2

Separate Den/Office 2

Interior

Interior Features Accessory Apartment, In-Law Suite, Water Heater

Cooling Central Air

Fireplace No

Heat Source Gas

Exterior

Exterior Feature Year Round Living

Parking Features Available, Private

Garage Spaces 2.0

Pool None

Roof Type Asphalt Shingle

Lot Frontage 33.6

Lot Depth 110.2

Total Parking Spaces 6

Building

Building Age 31-50

Unit Features Fenced Yard,Library,Park,Place Of Worship,Public Transit,School

Foundation Concrete

Others

Security Features Smoke Detector

ParcelsYN Yes


Listed by NEW ERA REAL ESTATE

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Jasmine Lee

Jasmine Lee

Real Estate Broker & Team Leader | License ID: 9517861

+1(416) 875-4880

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103 Vine ST